So as a fellow blogger mentioned, having infertility coverage through your insurance is rare.
My husband just got a new job last week and we were so excited to find out that the Insurance was Cigna (well known in the infertile communities for providing insurance coverage) so we asked for more detailed information ... and that too looked very promising. It wasn't until today, when we got the breakdown of coverage, that the bubble was burst.
The first document, under the "infertility" portion: in-network coverage 90%, out of network coverage 80% ... I was getting SO excited!
Then we learned that the 80 or 90% coverage is for everything else EXCEPT medications and/or IVF treatments .... Gee, thanks. That's ... helpful. What's the smilie for blowing a big fat raspberry?
(best I could come up with)